Terms & Privacy

TERMS OF SERVICE

General acceptance

Rizhoma (the “Website”) is a website (“Site”) owned and operated by Rizhoma LLC with support of its Strategic allies and Affiliates (collectively “We” OR “Us” OR “Consultants” OR “Our”). “You,” “Your,” ”User”, or “Visitor”, or “Member” means the individual accessing this Site or becoming a Website Customer.

All Websites and Services and related Products or Goods (collective “Offers”) are intended for general education and information purposes only. Any information, testimonials, and examples within Our marketing materials are not to be taken as a guarantee that You will achieve the same or similar results. You acknowledge and agree that Consultants, directors, principals, employees, and representatives, are not responsible for decisions that You may make nor losses that may arise out of any business or personal decision made by You at any time.

By accessing, downloading, using or purchasing the Offers available on Our Site, whether or not You register as a member, You agree to be bound by the Website Terms of Service and Use including Our Privacy Policy and Disclaimer (collectively “Conditions”) here presented, which You acknowledge that You have read and understood. You also agree to use Our Services in accordance with these Conditions and any additional conditions that may apply to specific sections of the Website including Offers available through the Site or offered by Consultants, in any manner, whether automated or otherwise.

We reserve the right to change these Conditions or to impose new conditions on the use of the Website and Site, in which case We will post the revised Conditions on this Site. Please check back from time to time to access updates.

By continuing to use the Site after We post any such changes, You are accepting the Conditions, as modified. If You do not agree to these Conditions or are legally unable to agree to these Conditions, You may not use the Site.

Consultants provide the Website Site content subject to the following Conditions:

Intellectual Property and Code of Conduct

This Site and all the information available on the Site are the property of Consultants and are protected by copyright, trademark, and other intellectual property laws under Creative Commons license.

When using Rizhoma Offers, You may be given access to social media networking groups, other online or in-person forums or meetings and events (collectively “Our Community”) in which You may post comments, photos, messages or other materials (“Your Content”). When posting Your Content, You agree that You will not post or otherwise publish through this Site or in any of Our Community web pages including in social media networks, any of the following:

Content that is unlawful, fraudulent, misleading, deceitful, threatening, abusive, libelous, defamatory, obscene, pornographic, indecent, lewd, harassing, threatening, abusive, offensive, inflammatory or otherwise objectionable.
Content that harasses, degrades, intimidates or is hateful to an individual or group of individuals on the basis of political opinion, religion, gender, sexual orientation, race, ethnicity, age or disability.
Information that includes personal or identifying information about another person without that person’s consent.
Information that constitutes promotion or advertisement for groups, events or activities organized through competing for social clubs, activity sites and internet platforms, except as otherwise expressly permitted by us.
Any information or content that impersonates any person or entity.
Any material, non-public information about companies without authorization to do so.
Any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities or other unsolicited commercial communication (except as otherwise expressly permitted by us).

By posting or otherwise publishing Your Content on Our Site or Our Community webpages, including in social media networks, you:

Grant Us a non-exclusive, worldwide, royalty-free, perpetual, license to use, reproduce, edit and exploit Your Content in any form and for any purpose;
Warrant that You have the right to grant the above licenses;
Warrant that Your Content does not breach these Terms; and
Consent to any act or omission which would otherwise constitute an infringement of Your moral rights, and if You add any content in which any third party has moral rights, You must also ensure that the third party also consents in the same manner.

We reserve the right (but have no obligation) to:

Review, modify, reformat, reject or remove Your Content that, in Our opinion, violates these Terms or otherwise has the potential to harm, endanger or violate the rights of any person; and
Monitor use of the Site, and store or disclose any information that We collect, including in order to investigate compliance with the Conditions or for the purposes of any legal investigation or request.

Our Site and Our Community are a space for learning and are a pitch-free, solicitation-free and sales-free environment. By using this Site and/or joining Our Website and/or interacting with Our Community, We ask that You not:

Contact anyone who has asked not to be contacted.
Collect personal data about other users for commercial or unlawful purposes.
Infringe other user’s privacy rights.
Violate the intellectual property of others.
Post anything that contains software viruses, worms or any other harmful code; or
Use manual or automated software, devices, script robots, other means or processes to access Our Site or any related data or information.

Creative Commons

Creative Commons licenses apply to works that are protected by copyright. Generally, works that are protected by copyright are books, scripts, websites, lesson plans, blogs and any other forms of writings; photographs and other visual images; films, video games, and other visual materials; musical compositions, sound recordings, and other audio works. Creative Commons licenses do not apply to things such as ideas, factual information or other things that are not protected by copyright.

Creative Commons licenses give You the ability to dictate how others may exercise Your copyright rights–such as the right of others to copy Your work, make derivative works or adaptations of Your work, to distribute Your work and/or make money from Your work. They do not give You the ability to restrict anything that is otherwise permitted by exceptions or limitations to copyright–including, importantly, fair use or fair dealing–nor do they give You the ability to control anything that is not protected by copyright law, such as facts and ideas.

Creative Commons licensing applies to the Website Site by attaching to any work whether from Us or from You an authorization to everyone who comes in contact with such work to use it consistent with the license here defined. This means that if any party, You or Us, have a copy of any Website or Site Creative Commons‐licensed work, such Party can give a copy to Third Parties respecting the authorized use of the work consistently with the Creative Commons license implied. Therefore, such Parties have the obligation to respect the same license agreement here implied to You or Us.

The Creative Commons licenses the Website and the Site imposes to You and Us are the Commons Deed (human‐readable code), the Legal Code (lawyer‐readable code); and the metadata (machine-readable code). Furthermore, We don’t need to sign anything to validate such Creative Commons licenses.

Although the Website and Site impose Creative Commons licenses they are all non‐exclusive. This means that the general public can use work made by You or Us under a Creative Commons license. However, it is possible for You or Us to enter into a separate and different non‐exclusive license with someone else, for example, in exchange for money.

Limited License

By posting or submitting any information (including, without limitation to materials, comments, blog entries, Facebook postings, photos and videos) to Us via the Site, internet groups, social media venues, or to any of Our staff via email, text or otherwise, You are representing: (i) that You are the owner of the material, or are making Your posting or submission with the express consent of the owner of the material; and (ii) that You are thirteen years of age or older. In addition, when You submit, email, text or deliver or post any material, You are granting us, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted, worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The foregoing grant shall include the right to exploit any proprietary rights in such posting or submission, including, but not limited to, rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction. Also, in connection with the exercise of such rights, You grant us, and anyone authorized by us, the right to identify You as the author of any of Your postings or submissions by name, email address or screen name, as We deem appropriate.

You acknowledge and agree that any contributions originally created by You for Us shall be deemed a “work made for hire” when the work performed is within the scope of the definition of a work made for hire in Section 101 of the United States Copyright Law, as amended. As such, the copyrights in those works shall belong to Consultants from their creation. Thus, Consultants shall be deemed the author and exclusive owner thereof and shall have the right to exploit any or all of the results and proceeds in any and all media, now known or hereafter devised, throughout the universe, in perpetuity, in all languages, as Consultants determine. In the event that any of the results and proceeds of Your submissions hereunder are not deemed a “work made for hire” under Section 101 of the Copyright Act, as amended, You hereby, without additional compensation, irrevocably assign, convey and transfer to Consultants all proprietary rights, including without limitation, all copyrights and trademarks throughout the universe, in perpetuity in every medium, whether now known or hereafter devised, to such material and any and all right, title and interest in and to all such proprietary rights in every medium, whether now known or hereafter devised, throughout the universe, in perpetuity. Any posted material which are reproductions of prior works by You shall be co-owned by us.

You acknowledge that Consultants has the right but not the obligation to use and display any postings or contributions of any kind and that Consultants may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason whatsoever.

Limitations on Linking and Framing. You may establish a hypertext link to the Site so long as the link does not state or imply any sponsorship of Your site by Us or by the Site. However, You may not, without Our prior written permission, frame or inline link any of the content of the Site, or incorporate into another website or other service any of Our material, content or intellectual property.

Your data protection rights

You must provide accurate, complete and up-to-date registration information, as requested, and it is Your responsibility to inform Us of any changes to Your registration information.

Where granted by local law, You may have the right to request access to the personal data that We have collected about You for the purpose of reviewing, modifying, or requesting deletion of the data. You may also have the right to request a copy of the personal data that We have collected about You and to have any inaccuracies in that data corrected. In certain circumstances, You may also request that We cease processing Your personal data.

If You would like to make a request to access, review, or correct the personal data We have collected about you, or to discuss how We process Your personal data, please contact Us at contact@rizhoma.com. To help protect Your privacy and security, We will take reasonable steps to verify Your identity, such as requiring a password and user ID, before granting access to Your personal data. We will make reasonable attempts to promptly investigate, comply with, or otherwise respond to Your requests as may be required by applicable law. Different laws may prevent Us from providing access to Your personal data or otherwise fully complying with Your request depending upon the circumstances and the request, such as for example, where producing Your information may reveal the identity of someone else. We reserve the right to charge an appropriate fee for complying with Your request where allowed by applicable law, and/or deny Your requests where they may be manifestly unfounded, and/or excessive, or otherwise objectionable or unwarranted under applicable law.

We retain personal data, as necessary, for the duration of the relevant business relationship. We may also retain personal data for longer than the duration of the business relationship should We need to retain it to protect ourselves against legal claims, use it for analysis or historical record-keeping, or comply with Our information management policies and schedules. If You request that We delete Your personal data, We will make reasonable attempts to delete all instances of the information in their entirety.

Our Limitation of liability

Under no circumstances, including, but not limited to, negligence, shall We be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the Site or the Website, including all of Our Offers, or even Third-party materials, products or services made available through the Site or by Us in any way, even if We are advised beforehand of the possibility of such damages, Our liability is limited to the fullest extent permitted by the law.

You specifically acknowledge and agree that We are not liable for any defamatory, offensive or illegal conduct of any Site or Website user. If You are dissatisfied with the Site or Website, any Offers, or with Our Conditions, Your sole, and exclusive remedy is to discontinue using the Site and the Offers. This Website and Site ARE NOT an investment network, We are not investment advisers, and We do not provide personalized financial advice or act as a financial advisor.

This Website Site was created for business educational purposes only, and the information and Offers provided herein are for general informational purposes only. The Website and Site and Us do not intend to provide investment, tax, accounting or legal advice,and are not offered as a solicitation of an offer to buy or sell, or as an endorsement, recommendation or sponsorship of any kind, security, or fund. Our information should not be relied upon for purposes of transacting resources or other investments.

We also do not offer or provide tax, legal or investment advice and You are responsible for consulting tax, legal, or financial professionals before acting on any information provided by Us or Third-parties You may find from the Site or the Website Offers. This site is continually under development and Consultants makes no warranty of any kind, implied or express, as to its accuracy, completeness or appropriateness for any purpose. You acknowledge and agree that no representation has been made by Consultants and relied upon as to the future income, expenses, sales volume or potential profitability that may be derived from the participation in this Website.

No Earnings Projections, Promises Or Representations promised

You recognize and agree that We have made no implications, warranties, promises, suggestions, projections, representations or guarantees whatsoever to You about future prospects or earnings, or that You will earn any money, with respect to Your purchase of the Website or Site Offers including those offered by Third Parties, and that We have not authorized any such projection, promise, or representation by others.

If applicable, any earnings or income statements, or earnings or income examples provided on the Site or verbally mentioned by the Consultants during the Website activities, are only estimates of what We think You could earn. There is no assurance You will do as well as stated in any examples. If You rely upon any figures provided, You must accept the entire risk of not doing as well as the information provided. This applies whether the earnings or income examples are monetary in nature or pertain to advertising credits which may be earned (whether such credits are convertible to cash or not).

There is no assurance that any prior successes or past results as to earnings or income (whether monetary or advertising credits, whether convertible to cash or not) will apply, nor can any prior successes be used, as an indication of Your future success or results from any of the information, content, or strategies. Any and all claims or representations as to income or earnings (whether monetary or advertising credits, whether convertible to cash or not) are not to be considered as “average earnings”.

(i) The Economy. The economy, both where You do business, whether on a national or even worldwide scale, creates additional uncertainty and economic risk. An economic recession or depression might negatively affect the results produced by the Website and Site.

(ii) Your Success Or Lack Of It. Business success in using the information or strategies provided by Us depends on a variety of factors. We have no control over Your background, Your work ethic, Your dedication, Your motivation, or Your skills or practices. Therefore, We do not guarantee or imply that You will be successful in Your business because of the Website or Site, that You will have any earnings (whether monetary or advertising credits, whether convertible to cash or not), at all.

(iii) Forward-Looking Statements. Materials contained on this Site or in digital files purchased and/or downloaded from this Site may contain information that includes or is based upon forward-looking statements within the meaning of the securities litigation reform act of 1995. Forward-looking statements give Our expectations or forecasts of future events. You can identify these statements by the fact that they do not relate strictly to historical or current facts. They use words such as “anticipate,” “estimate,” “expect,” “project,” “intend,” “plan,” “believe,” and other words and terms of similar meaning in connection with a description of potential earnings or financial performance.

Any and all forward looking statements here, in other materials contained on this site or in materials purchased and/or downloaded from this website are intended to express Our opinion of earnings potential. Many factors will be important in determining Your actual results, in fact no guarantees are made that You will achieve any results from Our offers.

(iv) Due Diligence. You are advised to do Your own due diligence when it comes to making business decisions and should use caution and seek the advice of qualified professionals. You should check with Your accountant, lawyer, or professional advisor, before acting based on Our Offers or any information provided by Us. You may not consider any examples, documents, or other content on the website or otherwise provided by Us to be the equivalent of professional advice. Nothing contained on the Site or in materials available for sale or download on the website provides professional advice in any way. You should consult with Your own accountant, lawyer, or professional advisor for any questions You may have.

We assume no responsibility for any losses or damages resulting from Your use of any link, information, or opportunity contained within the website or within any information disclosed by the owner of this site in any form whatsoever.

(v) Purchase Price. Although We believe to offer You a fair price for the value that You receive, You understand and agree that the purchase price for the Website Offers has been arbitrarily set by Us. These prices bear no relationship to objective standards.

Affiliate disclosure

As affiliates of certain products and services, We may receive compensation for recommending and promoting products/services linked to from this Site or via Our Community.

Same way, from time to time, We may authorize Affiliate allies to support Our Offers.

No assignment

You cannot transfer or assign Your memberships without Our prior written consent.

If We assign or transfer Our obligations under these Terms at any time, subject to giving You fOur (4) weeks prior notice in writing using the email contact@rizhoma.com. Please be sure to verify that this email is included in Your contact list as long as You access Our Site, participate in Our Website or Our Community.

Termination

We reserve the right to suspend or terminate Your use of the Site, access to Our Community or Website Offers generally, if You breach any of Our Conditions, as determined by Us in Our sole discretion. In this case, We reserve the right to cancel or terminate Your right to use the Site or to access any Website Offer and/or Our community at any time without notice.

In the event of cancellation or termination, You are no longer authorized to access the part of the Site affected by such cancellation or termination and no longer welcomed in Our Community or Website Offer delivery process. The restrictions imposed on You also apply with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these Terms of Service, shall survive.

Refunds

Your purchase of a Service or related Product may or may not provide for any refund. Each specific product, service, event or course will specify its own refund policy. Please be sure if a Service or related product is related to a NO REFUND policy before purchasing. Refunds may not be provided for some of Our Offers, including when You have been given access to Our Community, whether accessed by You or not.

Changes and Support

Conditions may be changed at any time at Our discretion. If We should update Conditions, We will post the updates directly on this Site. If you have any questions or concerns regarding Our Conditions please direct them to contact@rizhoma.com

If you have any questions about any Conditions operated by Us or about the Website, please contact Us at: contact@rizhoma.com

If you object to any changes to the Conditions, Your only remedy is to contact Us at contact@rizhoma.com and immediately discontinue Your use of the Site and Your access to the Website.

Disclaimer

If applicable, any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, are those of the respective authors or distributors, and not Consultants. Neither Consultants nor any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content. Furthermore, Consultants neither endorses nor is responsible for the accuracy and reliability of any opinion, advice, or statements made on any of the Sites by anyone other than an authorized Consultants representative OR Affiliate while acting in his/her official capacity.

The information and Offers provided through the Site, Website and Consultants and any Third-party sites are provided “as is” and without warranties of any kind either expressed or implied. To the fullest extent permissible pursuant to applicable law, We disclaim all warranties, express or implied, including, but not limited to, the implied warranty of merchantability and fitness for a particular purpose. We do not warrant that the site or any of its functions will be uninterrupted or error-free, that defects will be corrected, or that any part of this site, including bulletin boards, or the servers that make it available, are free of viruses or other harmful components.

We do not warrant or make any representations regarding the use or the results of participation in the Website, of the use of the site or materials on this site or on third-party sites in terms of their correctness, accuracy, timeliness, reliability or otherwise.

You agree at all times to defend, indemnify and hold harmless Consultants, their successors, transferees, assignees and licensees and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders and employees of each from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and expenses, arising out of or related to Your breach of any obligation, warranty, representation or covenant set forth herein.

TERMS OF USE

Community guidelines

Business owners and representatives, including of Incubators and Business Educational institutions of all levels are welcome here. We accept Community members of all skill and experience levels, from college students to entrepreneurs to multi-million or multi-billion dollar enterprises.

We want people to feel safe when using Our Offers. For that reason, We request that You understand what type of communication, interaction, and relations are allowed in Our Community, and what type of content may be reported to Us and removed from Our Site or Service Offers. Because of the diversity of the global communities, please keep in mind that something that may be disagreeable or disturbing to You may not violate Our Community guidelines:

Keep it respectful
Comments that are inappropriately negative, rude, or attacking will be deleted, removed, or We will ask You to revise Your thoughts. Everyone is here to learn and grow, so anything violating that will be removed.
No pitching to the group
We have a strict ‘no shopping for customers’ policy in Our groups. This includes pointing people to blog posts with Your offers/affiliate offers and publicly asking members to join Your own social media networking groups or communities.
Be cautious of unsolicited private messages to group members. If We get multiple complaints that You or someone else is using private messages to make unsolicited pitches to members, You may be banished. You should view other Users as to Your peers, not Your leads.
No hooks – Content posted in the groups cannot be used to harvest leads in any way. If You need feedback or a review, post the direct PDF, document, or screenshot. Don’t require people to opt-in to view.
Respect confidentiality – Content gathered in Our Community groups cannot be collected, repackaged, and/or shared outside the group unless authorized. Every member of Our Community has a right to privacy and the right to feel safe that their questions, answers, and experiences remain privy to group members only.
Keep it on topic – We reserve the right to remove posts based on off-topic content or offensive content.
Partnering with other members – Access to this group does not mean that We endorse anyone’s products or services. Please be cautious and do Your due diligence when partnering with anyone in the group – don’t assume everyone is trustworthy.
Report posts that are breaking group policies -Due to a large number of people interested in Our Offers, it’ can be difficult for Us to catch everything. If You see a post that is questionable, please report it, tag Our Community manager in the comments, or reach out to Our Community manager directly via private message so Our team can review them.
Breaking the rules – If You are deemed to be breaking the rules of the group, We reserve the right to remove You from Our Community.

Confidentiality

We respect Your confidential and proprietary information, ideas, plans, and trade secrets (collectively, “Confidential Information”) and by using or purchasing Our Offers, You agree to respect the same rights of the Service and Site Users.

You agree:

That any confidential information shared by Users or Us is confidential and proprietary and belongs solely and exclusively to the person who discloses it or to Us.
Not to disclose such information to any other person or use it in any manner other than in discussion with Users and Us during events.
That if You violate, or threaten to violate, any of Your agreements contained in this paragraph We will be entitled to, among other things, injunctive relief to prohibit such violations.
While You are free to discuss Your personal results from Our Offers, You must keep the experience and statements, oral or written, of the Users in the strictest of confidence.

Your indemnity

You indemnify Us from all actions, suits, claims, demands, liabilities, costs, expenses, loss and damage (including legal fees on a full indemnity basis) incurred or suffered by You or Us as a direct or indirect consequence of using or attempting to use Our information, Offers or any breach by You or Your agents of these Terms. We are not responsible for, and expressly disclaim all liability to the fullest extent permitted by law, for damages of any kind arising out of use, a reference to, or reliance on any information contained within Our Site, Service Offers or Our Community.

Copyright infringement claim

The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If You believe in good faith that materials hosted by Consultants infringe Your copyright, You may send Us a notice requesting that the material should be removed or access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with the requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon Consultants’ actual knowledge of facts or circumstances from which infringing material or acts are evident. If You believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits You to send to Consultants a counter-notice. All notices and counter notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details. Our email address for notice of claims of copyright infringement or counter notices can be reached as follows: contact@rizhoma.com.

This Policy shall be binding upon and inure to the benefit of Consultants and Our respective assigns, successors, heirs, and legal representatives. Neither this Policy nor any rights hereunder may be assigned without the prior written consent of Consultants. Notwithstanding the foregoing, all rights and obligations under this Policy may be freely assigned by Consultants to any affiliated entity or any of its wholly-owned subsidiaries These Terms of Use shall be governed by and construed in accordance with the laws of the United States and any dispute shall be subject to binding arbitration in the United States. If any provision of this Policy shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this Term of Use and shall not affect the validity and enforceability of any remaining provisions.

Third Parties Purchases

Certain sections of the Site may allow You to purchase many different types of products and services online that are provided by third parties. We are not responsible for the quality, accuracy, timeliness, reliability or any other aspect of these products and services. If You make a purchase from a merchant on the Site or on a website linked to by the Site, the information obtained during Your visit to that merchant’s online store or site, and the information that You give as part of the transaction, such as Your credit card number and contact information, may be collected by both the merchant and Us. A merchant may have privacy and data collection practices that are different from ours. We have no responsibility or liability for these independent policies. In addition, when You purchase products or services on or through the Site, You may be subject to additional terms and conditions that specifically apply to Your purchase or use of such products or services. For more information regarding a merchant, its online store, its privacy policies, and/or any additional terms and conditions that may apply, visit that merchant’s website and click on its information links such as Terms and Privacy Policy or contact the merchant directly. You release Consultants from any damages that You incur, and agree not to assert any claims against Us, arising from Your purchase or use of any products or services made available by third parties through the Site.

Your participation, correspondence or business dealings with any third party found on or through Our Site, regarding payment and delivery of specific goods and services, and any other terms, conditions, representations or warranties associated with such dealings, are solely between You and such third party. You agree that Consultants shall not be responsible or liable for any loss, damage, or other matters of any sort incurred as the result of such dealings.

You agree to be financially responsible for all purchases made by You or someone acting on Your behalf through the Site. You agree to use the Site and to purchase Offers through the Site for legitimate and legal purposes only. You also agree not to make any purchases for speculative, false or fraudulent purposes or for the purpose of anticipating demand for a particular product or service. You agree to only purchase Offers for yourself or for another person for whom You are legally permitted to do so. When making a purchase for a third party that requires You to submit the third party’s personal information to Us or a merchant, You represent that You have obtained the express consent of such third party to provide such third party’s personal information.

Registration

To access certain features of the Site, We may ask You to provide certain demographic information. You agree to provide true, accurate, current and complete information about yourself as prompted by the Site’s registration form. If We have reasonable grounds to suspect that such information is untrue, inaccurate, or incomplete, We have the right to suspend or terminate Your account and refuse any and all current or future use of the Site (or any portion thereof). Our use of any personally identifiable information You provide to Us as part of the registration process is governed by the terms of Our Privacy Policy.

Passwords

To use certain features of the Site, You will need a username and password, which You will receive through the Site’s registration process. You are responsible for maintaining the confidentiality of the password and account and are responsible for all activities (whether by You or by others) that occur under Your password or account. You agree to notify Us immediately of any unauthorized use of Your password or account or any other breach of security, and to ensure that You exit from Your account at the end of each session. We cannot and will not be liable for any loss or damage arising from Your failure to protect Your password or account information.

Social networking apps

The Site may allow You to sign into and associate with Us Your social network accounts including, but not limited to, LinkedIn, Twitter, Facebook, and YouTube. The Site also may allow You to log in using certain social network account credentials.

By associating Your social network accounts with Us, You give Us permission to access information that You have made available in Your public profile for that social network account. The information available in Your public profile varies based on the social network and Your settings but may include Your email address, real name, profile picture, gender, and location. We use the information We receive from Your social network accounts in accordance with such social network’s Terms of Use and this Privacy Policy. Please refer to Your social network account settings for information about what data is shared with Us, or if You would like to disconnect it from Us, including other connected applications and to manage the data that is shared through Your account, including information about Your activities using Our Site.

Interactive Features

This Site may include a variety of features that allow feedback to Us and real-time interaction between Users, and other features that allow users to communicate with others. Responsibility for what is posted on these areas of the Site, or sent via any email, Offers related to the Service Site, lies with each user. You alone are responsible for the information You provide or post or send. We do not control Your messages, information or files that You or others may provide through the Site. It is a condition of Your use of the Site that You do not:

Restrict or inhibit any other User from using and enjoying the Site.
Use the Site to impersonate any person or entity, or falsely state or otherwise misrepresent Your affiliation with a person or entity.
Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any requirements, procedures, policies or regulations of the networks We use to provide the Site.
Use the Site to instigate or encourage others to commit illegal activities or cause injury or property damage to any person.
Gain unauthorized access to the Site, or any account, computer system, or network connected to this Site, by means such as hacking, password mining or other illicit means.
Obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site.
Use the Site to post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.
Use the Site to post or transmit any information, software or other material that violates or infringes upon the rights of others, including material that is an invasion of privacy or publicity rights or that is protected by copyright, trademark or other proprietary right, or derivative works with respect thereto, without first obtaining permission from the owner or rights holder.
Use the Site to post or transmit any information, software or other material that contains a virus or other harmful component.
Use the Site to post, transmit or in any way exploit any information, software or other material for commercial purposes, or that contains advertising.
Use the Site to advertise or solicit to anyone to buy or sell products or services, or to make donations of any kind, without the express written approval from Us.
Gather for marketing purposes any email addresses or other personal information that has been posted by other users of the Site.

Community moderation

Any User failing to comply with the terms and conditions of these Conditions may be expelled from and refused continued access to Our Site and/or Community in the future. We may remove or alter any user-created content at any time for any reason, including information and content posted employing anonymous user names. We expressly disclaim all responsibility and endorsement and make no representation as to the validity of any opinion, advice, information or statements made or displayed in Our Site and Community by third parties, nor are We responsible for any errors or omissions in postings, for hyperlinks embedded in any messages. Under no circumstances will We, suppliers or agents be liable for any loss or damage caused by Your reliance on information obtained through Our Service Site, Community and Offers. The opinions expressed in these forums are solely the opinions of the Participants, and do not reflect the opinions of Consultants.

We occasionally may include access to an online community as part of Our Service. We want every single Member to add value to other participants. Our goal is to make Our Community the most valuable as possible. Therefore, We reserve the right to remove anyone at any time.

Consultants have no obligation whatsoever to monitor any of the content or postings on message boards, chat rooms or other public forums on the Sites, Community web pages including on social media networks and/or Service Offers including at events. However, You acknowledge and agree that We have the absolute right to monitor the same at Our sole discretion. In addition, We reserve the right to alter, edit, refuse to post or remove any postings or content, in whole or in part, for any reason and to disclose such materials and the circumstances surrounding their transmission to any third party in order to satisfy any applicable law, regulation, legal process or governmental request and to protect ourselves, Our clients, sponsors, users and visitors.

Payment Failures

If a payment is declined here, Our system will automatically disable access to Our Offers and liability mays occur to You. In this case, We want to help restore Your access, so we’ll make every attempt to contact You to help resolve this issue. Once the billing issue is resolved, we’ll restore access.

Your feedback

We welcome inquiries or feedback on Our Site. Unless specifically stated by you, We shall treat any information You provide Us with, as non-proprietary and non-confidential.

If You have questions or comments regarding this Site or Our Service Offers and Community, please email Us at contact@rizhoma.com.

Dispute resolution

If a dispute arises between the parties in relation to these Conditions, the dispute must be dealt with in accordance with this clause and any party claiming that a dispute exists must notify the other party to the dispute (Second Party) in writing of the nature of the dispute.

In the case of claims against us, all notices are to be provided to contact@rizhoma.com.

If the dispute is not resolved by agreement within thirty (30) business days of the Second Party receiving the notice referred to above, either party may refer the matter to mediation conducted by a mediator agreed between the parties within a further thirty (30) business days of failing agreement within that period.

Once a mediator is appointed, the parties agree that:

The costs of the mediator shall be borne equally between the disputing parties.
The chosen mediator shall determine the procedures for arbitration.
The chosen mediator will not have the power or authority to make any other determination in relation to the dispute.
If the parties have not negotiated a resolution of the dispute within thirty (30) business days of the selection of a mediator, neither party shall be obliged to continue any attempt at mediation under this clause, and either party may then commence such legal proceedings as it considers fit in relation to the dispute.

Nothing in this clause prevents a party from commencing proceedings seeking urgent interlocutory relief from a court or tribunal of competent jurisdiction to hear the matter, if, in that party’s reasonable opinion, it is necessary to protect their rights.

Despite the existence of a dispute the parties must continue to comply with their obligations under the contract.

This Condition survives the termination of Site use and/or Service Offer delivery and Community access.

PRIVACY POLICY

Personal And Non-personal Information

Our Privacy Policy Identifies how We process Your Personal And Non-personal Information. Data Processing includes obtaining, recording, or holding the data, organizing, amending, retrieving, using, disclosing, erasing, or destroying it. Processing also includes transferring personal data to third parties under certain privacy control conditions.

Non-personal information means information that cannot identify you. If You visit this web site to read information, such as information about one of Our Offer, We may collect certain non-personal information about You from Your computer’s web browser. Because non-personal information does not identify You or be tied to You in any way, there are no restrictions on the ways that We can use or share non-personal information.

Personal information means information (whether stored electronically or paper-based) that identifies You as a living individual who can be identified directly or indirectly from that data, for example, such as Your name, mailing address, email address, telephone number, Site usage behavior and purchase options.

We may collect personal information from You in a variety of ways:

When You Send Us an application or other forms
When You conduct a transaction with Us, or others
When We collect information about You in support of a transaction, such as credit card information
In some places on this Site, You have the opportunity to send Us personal information about yourself, to elect to receive particular information, to purchase access to one of Our Offers, or to participate in an activity.

Sensitive personal data includes contact info, address, session activity on the platform, IP location etc. Sensitive personal data can only be processed under strict conditions and used for the express purpose that it was collected for.

We are committed to protecting the privacy of Your personally-identifiable information as You use this Site. This Privacy Policy tells You how We protect and use information that We gather from you. By using this Site, You consent to the Conditions of this Privacy Policy. You should also read Our Terms of Use to understand the general rules about Your use of this website, and any additional terms that may apply when You access particular areas of this Site.

Links

This site contains links to other sites that provide information that We consider to be interesting. However, we’re not responsible for the privacy practices or the content of such web sites.

Public discussions

This site may provide public discussions on various business topics. Please note that any information You post in these discussions will become public, so please do not post sensitive or confidential information in the public discussions. Whenever You publicly disclose information online, that information could be collected and used by others. We are not responsible for any actions or policies of any third parties who collect information that users disclose in any such forums on the Site.

Data protection

By using the Sites, You consent to the collection, use, and storage of Your personal data by Us in the manner described in this Privacy Policy and elsewhere on the Site. We take Our data protection duties seriously because We respect the trust that is being placed in Us to use personal information appropriately and responsibly.

We’re committed to providing a superior learning experience for everyone We work with. We know that Our users’ are committed to their success and We are equally committed to ensuring that each interaction that someone has with Our content is optimized for maximum educational potential. To enable Us to do this, We need to gather and use certain information about individuals.

Individuals who We gather information about include customers, business contacts, employees, and other people the organization has a relationship with or may need to contact.

This policy describes how this personal data is collected, handled, and stored to meet the data protection standards and to comply with the law. The lawful purposes of personal information data use include when the processing is necessary for performing a contract with the individual, or for the legitimate interest of the business between the Parties.

Our Data Protection policy applies regardless of whether the data is stored electronically, on paper, or in any other manner. To comply with international laws, personal information must be collected and used fairly, stored safely, and not disclosed unlawfully.

We base on a few international core principles to regulate Our personal data protection:

Process data information fairly, lawfully and in a transparent manner.
Obtain personal information only for specified, explicit, and legitimate purposes and process it for a compatible purpose.
Be adequate, relevant, and limited to what is necessary for the intended purposes of data sharing.
Process personal information in accordance with the rights of subjects including protection against unauthorized or unlawful processing and against accidental loss, destruction, or damage, using appropriate technical or organizational measures.
Protect personal information in appropriate ways
Transferred data with an adequate level of protection

This policy does not form part of any employee’s contract of employment, so it may be amended at any time.

Types and Use of Personal Information

We receive and store information about You such as:

Information You provide us: We collect the information You provide to Us which includes: Your name, email address, address or postal code, payment method, and telephone number. We collect this information in a number of ways, including manual entry while You are using Our Service, interact with Our team, participate in surveys or marketing promotions, provide reviews or ratings, taste preferences, set preferences in Your Community Profile/Account, or otherwise provide information to Us through Our Service or elsewhere.
Information We collect automatically: We collect information regarding You and Your use of Our service, Your interactions with Us and Our advertising, as well as information regarding Your computer or other device used to access Our service. This information includes:

Your activity on Our platform such as course progress and search queries
Details regarding Your interactions with customer service such as the date, time and reason for contacting us
Transcripts of any chat conversations that You initiate on Our Site
In the event that You initiate phone support, Your phone number
Device IDs or unique identifiers, device and software characteristics (such as type and configuration)
Connection information, statistics on page views, referral URLs, IP address, and standard web log information
Information collected via the use of cookies, web beacons and other technologies, including ad data (such as information on impressions delivered to a cookie, the site URL where the impression was delivered, as well as the date and time)

We use the information We collect to provide, analyze, administer, enhance, and personalize Our Offers and marketing efforts, to process Your registration, Your orders, Your payments, and Your communication on these and other topics.

Our primary aim is always to enhance the user experience. We do so in several ways using the data that We collect, but a few examples are: determining Your general platform usage, required action item completions, login details, etc. which then helps Us know what difficulties you’re facing within the platform, with which can then use to take action to minimize the effort on Your end. We collect other information, such as most visited links on Our website, which then help Us conclude what content was most watched, enabling Us to create additional content geared toward Our users’ needs and personal preferences.

In the course of Our business, We may also collect and process personal data, which may include data that We receive directly from a data subject and data We receive from other sources including location data, business partners, and subcontractors who work with technical, payment and delivery, credit, reference, agencies, and other capacities.

Data processing purposes

We will collect personal data for the following purposes:

For business matchmaking and advertising purposes to legitimate interests pursued by Our Users.
To allow third parties to offer products and services to Us or You.
To safeguard data security, limiting the use and disclosure of personal data for authorized means and media, and providing You with informational support.
For an unlimited period, unless requested by You (at any time) that processing should be restricted or suspended to Us, Users or Third Parties.
To provide You with automated intelligence, including logic profile targeting.
To ensure that the personal data We hold is accurate and kept up to date.
To take all reasonable steps to destroy or amend inaccurate or out-of-date data, or data which is no longer required.
To assure Your right to confirmation as to whether or not Your personal data is being processed.
To provide access to authorized data managers to rectify, erasure or restriction on the processing of their personal data.

Data Security

As much as we’re capable, We will maintain data security by protecting the confidentiality, integrity, and availability of the personal data, as follows:

Only people who are authorized to use the data can access it.
Data will be processed accordingly to the purpose for which it was gathered.
Authorizing Users to access the data only for authorized purposes.

Any stranger seen in entry-controlled areas will be reported to the database management provider.
Access shall be requested electronically and data will be provided electronically.
Our procedures will extend to Our employees, agents, and sub-processors who may have access to Personal Data, and information about them including their functions and locations will be available if there is any Data breach at User’s request and expense
We shall also (at the User’s expense) reasonably assist User to respond to requests from individuals in relation to their rights of data access, rectification, erasure, restriction, portability, and objection.
We will, within ninety (90) days after request by a User at the termination of Site use or Offer delivery, delete or return, at the User’s choice and request, all of the Personal Data from Our systems and write notice to User that data deletion or destruction have been fulfilled, unless such data must remain subject to the requirements of Data laws.
Finally, We will take reasonable measures to mitigate the harmful effects of any Security Incident and prevent further unauthorized access or disclosure, carrying out data protection impact assessments with the advice of Data Protection international authorities.